Hawaii

Hawaii Revised Statutes §712-1220 defines a contest of chance by the material role of chance even if skill is involved. Its gambling definition connects risking value to a contingent outcome and a possible award of value. These provisions are a starting point for analysing both sweepstakes currency and game-led prizes. Hawaii gambling definitions

Hawaii has a specific provision for savings promotions conducted by financial institutions. That narrow treatment of a prize-linked account does not establish permission for a commercial prize gaming site. Hawaii Revised Statutes §712-1232

Access as of November 10, 2026. Neither operator names Hawaii in its general territory exclusions. That leaves prize eligibility unconfirmed for both McLuck sweepstakes and Card Crush prize games: supplier rules and state law still apply. McLuck’s November 4 terms · Card Crush’s August 5 terms

Does a prize-linked savings exception extend to a coin balance?

The Hawaii savings provision concerns financial institutions. A balance called a “wallet” on a game site is not evidence of a savings account. For either sweepstakes coins or a card-box promotion, identify what you risk and whether chance materially affects the redeemable result, even if another part of the game takes skill.

For a game with a deck and a separate prize balance, trace the card and the coins through one example. For the distinctions between types of games, compare the models.

Next change: no future effective date for either model is confirmed in the sources cited here.